AboutVM

UE Finance is an esteemed company operating in the Financial Leasing Market, operating under the meticulous supervision of the Financial Regulatory Authority under the registration number "265". Established in 2008 under the title of "Upper Egypt" Company, that was initially specialized in catering to the financial needs of Small & Medium Enterprises. However, a groundbreaking event occurred in 2018 when Incolease experienced a total exit from Upper Egypt, leading to a major shift in the ownership structure of Upper Egypt to be 99% owned to AIH and became at that date “UE Finance” (Until the recent acquisition of Jaff Investment to 30% of AIH stake). This transformation has propelled the company towards accomplishing its ambitious goals, most notably concerning the provision of financial services to large corporate entities. As part of this strategic shift, UE Finance aspires to facilitate substantial financing transactions, ranging between EGP 50-100 Million per transaction. These aspirations are set to gradually escalate, aiming to reach an impressive volume of approximately EGP 180 Million per transaction by year 2024. By that time, the company's paid-in capital has reached an impressive milestone of EGP 150 Million. The Management of UE Finance had the privilege of welcoming a distinguished group of key executives, comprising esteemed individuals who have held prominent roles within the company. The succession of leaders begins with Mr. Mohamed Amiri, followed by Mr. Mahmoud Ezzat. Continuing this legacy of expertise, Mr. Hazem Zefzaf assumed a crucial leadership position, and ultimately, bringing a wealth of experience and knowledge, Mr. Hazem Mostafa, formerly associated with Bank El Baraka Egypt, joined the esteemed team. These accomplished individuals have made significant contributions to the growth and success of UE Finance through their exceptional leadership capabilities and extensive industry insights.

Our Mission

Our mission is to establish ourselves as a preeminent and unparalleled leader in the leasing markets, driven by a meticulously crafted strategic plan for resounding success, unwavering adherence to our core values, and the exceptional talents of our remarkable team. We embrace full accountability for our actions and decisions, recognizing that they shape the trajectory of our organization. With a comprehensive array of elements and tools at our disposal, we steadily navigate through challenges, valuing them as opportunities for growth. However, our unwavering focus lies not in the obstacles we encounter, but rather in the lofty goals we aspire to achieve with unwavering dedication to unparalleled quality. We remain steadfast, regardless of the tremendous effort required, as we understand that true success is intimately tied to the pursuit of excellence.

Our Vision

Our vision is to become one of the five largest financial leasing companies in the Egyptian market

CEO - Message

Financial Leasing is an industry that gives us more pleasure in partnering with our client more than being a financier

Within the Leasing industry, we enjoy in participating in the client’s Industry Federations to which he belongs, we enjoy confronting his challenges, offering financial & credit solutions, so we become his success’s partner within his organization So his loyalty to our Leasing company becomes an inevitable result for our business relationship

This is a fact we have already lived through with our clients rather than an elicitation or vision we hope to come true.

Assumes paramount importance as it embodies a commitment to unwavering honesty and the adherence to ethical principles. In the financial sector, integrity plays a pivotal role in cultivating trust and credibility among clients and stakeholders. It serves as a cornerstone for the success of our organization, as it establishes a strong foundation for responsible and transparent financial practices. Recognized as an essential value in the financial industry, integrity is on par with qualities like astute intelligence, unwavering courage, and persistent dedication. By upholding and embodying integrity, we bolster our reputation as a trusted and reputable financial institution, and contribute to the advancement of the industry as a whole.

The values of our company play a crucial role in enhancing employee engagement and their interaction with our organization. These values also have a direct impact on garnering support from individuals who are willing to endorse our business. Our core company values not only influence the work environment but also guide the decision-making process of our leadership teams. Although some may view this concept as corporate jargon, the values defined by our organization play a pivotal role in fostering strong teams, producing exceptional products or services, and delivering an unparalleled experience to our esteemed customers. Our values serve as a compass, ensuring that all employees are aligned in their efforts to elevate employee engagement, productivity, motivation, and efficiency.

In the financial industry, fostering a culture of commitment holds significant importance. This entails instilling a mindset within our teams to wholeheartedly dedicate themselves to achieving our goals, both at the sprint level and in our overall strategic planning. Commitment within our organization necessitates a shared responsibility among team members to actively engage in sprint planning and hold themselves accountable for the attainment of our collective sprint goals. By fostering this commitment, we aspire to yield greater outcomes, alleviate stress, foster a sense of pride, and minimize feelings of guilt.

We are cognizant of our purpose and the importance of accomplishing our objectives. Hence, now is the opportune moment for each of us to individually and collectively make the decision to fully commit. Although commitment does not guarantee the achievement of every goal, it significantly enhances our chances of success in anything we truly commit to.

Quality stands as the cornerstone of our operations and the key driver of our success. Without maintaining a high standard of quality, all our efforts and accomplishments would diminish in significance, compromising our ability to achieve our goals. It is imperative for our organization to prioritize and emphasize the importance of quality in our work. By doing so, we ensure that our services consistently meet the expectations of our clients and stakeholders. Failure to put a strong emphasis on quality could lead to detrimental consequences in both the short and long term, potentially undermining our competitiveness and jeopardizing our position in the practical market. To safeguard our continued success, we must relentlessly focus on maintaining and improving the quality of our services. By doing so, we solidify our reputation as a trustworthy and reliable financial institution, enhancing our ability to generate sustainable growth and maintain a competitive edge in the industry.

In the realm of UE Finance, leadership assumes a paramount role in driving success and competitiveness in the ever-evolving working environment. It is crucial to clarify any misconceptions surrounding leadership, as it encompasses much more than commanding and dominating others. At UE Finance, our leaders embody a unique approach that inspires and motivates others to act, while also providing guidance and direction.

Our leaders possess the ability to think critically and strategically, leveraging the available assets within our organization to their fullest potential. They understand that effective leadership involves not just giving orders, but also encouraging collaboration, fostering a sense of ownership, and promoting a shared vision.

Recognizing that leadership skills are essential for personal and professional development, UE Finance cultivates an environment that encourages the continuous improvement of leadership abilities. We acknowledge that enhancing leadership skills can greatly contribute to career advancement. With that in mind, we offer various avenues for our team members to bolster their leadership competencies and empower them to become influential and respected leaders within the organization and the industry as a whole.

Achieving results is a fundamental pursuit for any organization, transcending all other considerations and values upon which the organization is built. In our pursuit of results, every individual within the organization is driven by the common goal. We understand that results are a measure of our collective efforts, and they hold the utmost importance in directing our actions and decisions. Regardless of the nature of these results, whether they are deemed satisfactory or unsatisfactory, deficient or flawed, our commitment remains unwavering. At UE Finance, we recognize that obtaining the desired results requires strategic planning, diligent execution, and continuous evaluation. We work diligently to establish a culture of accountability, where each team member takes ownership of their responsibilities and actively contributes to the organization's overall success. By fostering a results-oriented mindset, we continuously seek opportunities for improvement and strive for excellence in every aspect of our operations, ultimately ensuring the achievement of our goals.